Ask the Home Inspector: FAQs About Your Home Inspection
Why does the bank require a home inspection?
The purchase of a new home is one of the single most costly investments that a family will make. Along with the extra stresses this will add, there is also the fear factor of, “Will This Home Stand The Test of Time?” It is also important to know what YOU, as the primary investor, are getting for your money.
A home inspection is an excellent tool for you, the home buyer, to help determine not only the condition of the home, but to also help foresee any immediate unnecessary additional costs that may go unnoticed without the help of a home inspection. Home inspections are not a prediction of future performance, but can pinpoint existing problem areas.
What will the inspection cover?
A thorough home inspection covers everything from the roof to the foundation:
- Sky Lights & Roof Penetrations
- Eaves, Soffits, and Fascia
- Gutters & Downspouts
- Structural Components
- Retaining Walls
- Vegetation & Drainage
- Siding & Trim
- Driveways & Walks
- Decks, Patios & Porches
- Steps, Stairs, and Ramps
- Garages & Carports
- Garage Door
- Doors & Windows
- Built-in Kitchen Appliances
- Electrical System
- Water Heater
- Plumbing System
- Air Conditioning
Are there any exclusions in a home inspection?
Yes, a home inspection excludes the following:
- Municipal ordinance, zoning, or code compliance, past or present
- Pollutants, contaminants, hazardous substances, or environmental hazards, except if specific tests are ordered
- Determination of the presence of dirt or dust in ductwork, which could cause allergic reactions and/or provide sustenance for bacteria, molds and fungi; nor detection of the presence of air-borne particles of asbestos or gases or urea-formaldehyde; nor detection of conditions which may cause the above
- Cosmetic items
- Wells, water quality, irrigation systems, water conditioning equipment
- Private sewage disposal and on-site waste treatment systems
- Swimming pools, hot tubs, recreational facilities
- Fire or burglar alarms; intercom or speaker systems; other low-voltage or communications systems
- Detached buildings or structures, except when specifically ordered for inspection
- Portable appliances including washers, dryers, refrigerators
- Concealed or underground pipes, shower drain pans
- Below grade foundation drainage and waterproofing components
- Window air conditioners, and HVAC accessories such as humidifiers and electronic air cleaners
How long will the home inspection take?
Most inspections take about three to four hours. These times may vary depending on the size, age and condition of the home.
Should I be present during the inspection?
We recommend that you are present at the site of the inspection, from start to finish.
Can a house fail the inspection?
No. A professional home inspector does not issue a pass or fail grade on a home. A professional home inspection is an examination of the current condition of the prospective home. The home inspector will describe the physical condition of the home and indicate what may need repair or replacement.
When do I get the report?
At the completion of the inspection, our inspector will review with you a summary of the results of the property inspection. Within just 24 hours, we will email a detailed computer generated report, complete with full color and digital photos.
What kind of report can I expect?
The Property Inspection Report will be a computer generated report which will be 15-25 pages of easy to read details and descriptions of the following:
- The general condition of the property’s landscape and the home from the roof to the foundation
- Major and minor deficiencies
- Suggestions to remedy deficiencies
- Any major expenditure coming up
- What to watch out for
Then the inspector will review the report with you, taking time to make sure that you understand everything.
When and how do I schedule a home inspection?
You generally have between seven and ten days after you sign the contract to get a home inspection. We would advise you to schedule your home inspection as soon as you sign a contract on the prospective home. This will ensure that you can get the inspection done at a time that’s most convenient for you.
When you’re ready to schedule your inspection, just go to the home page on our website and click the “Schedule Your Inspection” tab and provide us with some information about the home you would like to be inspected and choose a date that is convenient for you. After your inspection is scheduled, we will send you an email confirmation within about 10 minutes. If you choose we can also send an email confirmation of your scheduled inspection to your real east agent.
Alternatively, you may schedule an inspection by giving us a call at 919-434-4969. We would be more than happy to schedule your inspection over the phone. We are available by phone seven days a week as one of our schedulers is on call each weekend. Simply leave a message on our office phone and we will get back with you as soon as possible.
How much does an inspection cost?
The price of the inspection varies based on the size of the home. Larger homes take longer to inspect, hence the fees for these homes are greater than those for a smaller home. However, don’t let the price of the inspection determine whether or not you get a home inspection or the selection of your home inspector. The knowledge gained from an inspection is well worth the cost, and the lowest priced inspector is not necessarily a bargain. The inspector’s qualifications, including his experience, training, and professional affiliations should be the most important considerations.
How do I pay the inspector?
Payment is due at the conclusion of the inspection. We accept personal checks (made out to On Point Property Inspections), cash (exact payment only), Visa, Master Card and Discover. If you are unable to attend the inspection, we ask that you furnish us with your credit card information when scheduling your appointment. Your card will not be charged until the inspection and/or services are completed. We must receive payment for inspections and/or services before we can release your home inspection report and/or test results.